Last Updated June 8, 2020

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These Terms and Conditions govern your use of this web site. By accessing this web site and/or purchasing a product from this web site, you are acknowledging and accepting these Terms and Conditions. These Terms and Conditions are subject to change by Stellar Business Solutions DBA Lacie Morris (hereinafter “COMPANY”) at any time and at our discretion without notice. Your use of this web site after any changes are implemented constitutes your acceptance of the changes. As a result, we encourage you to consult the Terms and Conditions each time you use this web site.

Please read carefully, and note our MANDATORY ARBITRATION PROVISION and WAIVER OF CLASS ACTION PROVISION.

 

1. INTELLECTUAL PROPERTY

 

You acknowledge and agree that all content and materials available on this web site are protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Except as expressly authorized by COMPANY, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from such materials or content.

As noted above, reproduction, copying, or redistribution for commercial purposes of any materials or design elements on this web site is strictly prohibited without the express written permission of COMPANY. For information on requesting such permission, please contact us using the contact information listed in the section entitled “Contacting Us”.

 

2. ABILITY TO ACCEPT TERMS AND CONDITIONS

 

You affirm that you are either more than 18 years of age, or an emancipated minor, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms and Conditions, and to abide by and comply with these Terms and Conditions.

 

3. REFUND POLICY

 

COMPANY offers a THIRTY (30) day, 100% satisfaction guarantee on COMPANY’s products. If you are not happy for any reason with the quality of our product, contact COMPANY by email using the contact information listed in the Contacting Us section herein. Any refund request that is received after the THIRTY (30) DAY time period will not be processed.

All live events are non-refundable.

 

4. BILLING POLICIES

 

A. If you sign up for a payment plan to pay for a product over multiple monthly installments, you agree to pay for all of the installments when they are due, regardless of how much you use the product.

 

B. If you are on a payment plan and one of your monthly payments does not go through when scheduled, COMPANY will send you up to two email notifications with details on how you can update your credit card information. If you do not provide updated payment information within 3 days to correct the billing problem, then your access to the product will be suspended until the past due payment(s) have been made.

 

5. EARNINGS AND INCOME DISCLAIMER

 

COMPANY does NOT make any guarantees about your ability to get results or earn any money as a result of any of COMPANY’s ideas, information, tools, or strategies.

 

You should know that all of COMPANY’s products and services are to be used for educational and informational purposes only. Nothing on this web site, any of COMPANY’s other web sites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any tax, financial, legal, medical, or other professional advice.

 

Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance.

 

Use caution and always consult your own accountant, lawyer or professional advisor before acting on any information provided by COMPANY or any information related to a lifestyle change, or to your business or finances.

 

You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.

 

All testimonials are provided by individuals based on personal experiences. The COMPANY does not verify the accuracy or truthfulness of the testimonials, and they are not intended to represent average results or guarantee the same or similar results. Each individual’s success depends on many factors, including but not limited to, ideas, knowledge, skill level, techniques, experience, expertise, time, motivation, financial backing, and others. By using this website, you agree that your reliance on the information, products, and services on the Website is at your own risk.

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You agree that you accept all risks associated with relying on figures, examples, and testimonials on the Website.

6. PRODUCT DELIVERY / CONDUCT

 

A. For products that you sign-up to receive from COMPANY or purchase from COMPANY that are delivered through a download link, you will be given a URL to access and download the respective product(s). In such instances, you agree not to share the download link with other people.

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B. Where applicable, the membership site is meant for informational purposes only. It is not intended as specific tax, financial, legal, medical, legal, commercial, or other professional advice. Use of the information on the membership site and this web site are at your own risk.

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C. Use of content, unless otherwise stated, is for your own personal use. You may not distribute content, print multiple copies, or use the content for public display or performance unless otherwise stated.

 

D. COMPANY reserves the right to discontinue or modify without notice or liability, any portion of this web site.

 

E. You affirm, represent, and warrant that your participation on this web site and the content you submit does not relate to pornography, illegal activities of any kind, occult, hate, or racism. You also represent and warrant that content you submit does not violate the intellectual property rights of third parties. COMPANY reserves the right to make the final decision regarding what is appropriate. COMPANY further reserves the right to remove content or terminate your account without prior notice for a violation of this provision.

 

F. You understand and agree to not place an unreasonable burden on the server hosting this web site, to not interfere with the running of this web site and to not attempt unauthorized access to any portion of this web site.

 

G. You understand and agree not to provide false information about yourself, to impersonate another individual or provide misleading or false content.

 

H. You agree that any ideas, suggestions, or improvements that you provide to COMPANY about COMPANY’s products or services shall be owned by COMPANY and that COMPANY is free to include such ideas in future products without compensation to you.

 

7. YOUR COMMUNICATIONS

 

Any communications made through our ‘contact,’ newsletter sign up or other related pages, or directly to our phones, mailing address, email addresses, or social media pages is not held privileged or confidential and is subject to viewing and distribution by third parties. The COMPANY owns any and all communications displayed on our website, servers, comments, emails or other media as allowed by United States law, and will not give credit or pay royalties for unsolicited user-generated content such as blog comments or emails. For more information on when and how we store and use your communications or any data provided by you in those communications, please refer to our Privacy Policy on this page.

 

We maintain a right to republish any submission in whole or in part as reasonably necessary in the course of our business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to communications that are potentially libelous or maliciously false, obscene, abusive, negligent or otherwise harmful or inappropriate.

 

8. TERMINATION

 

If at any time we feel you have violated these Terms and Conditions, then we shall immediately terminate your use of our website and any related communications as we deem appropriate. It is within our sole discretion to allow any user’s access of our website, and we may revoke this access at any time without notice, and if necessary, block your IP address from further visits to our site(s). If your access is terminated due to violation of these Terms and Conditions, you will not be eligible for a refund.

 

9. PRIVACY

 

Please read the Privacy Policy carefully to understand how COMPANY collects, uses and discloses personally identifiable information from its users. The Privacy Policy is hereby incorporated by reference as part of these Terms and Conditions.

 

10. THIRD PARTY REFERENCES / HYPERLINKS

 

This web site may link you to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of COMPANY, and you acknowledge that COMPANY is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of the site by or any association with its operators.

 

11. CONTACTING US

 

If you need to contact COMPANY, you can email us at info@laciemorrisbiz.com.

 

12. DISCLAIMER OF WARRANTIES

 

ALL MATERIALS, INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THIS WEB SITE (THE “CONTENT”) ARE PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE. THE CONTENT IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. COMPANY AND ITS AGENTS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THIS WEB SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS WEB SITE IS SOLELY AT YOUR RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU.

 

13. LIMITATION OF LIABILITY

 

UNDER NO CIRCUMSTANCES SHALL COMPANY OR ITS AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS WEB SITE OR THE PRODUCTS SOLD ON THIS WEB SITE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, COMPANY’S LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW. Any provision herein to the contrary notwithstanding, the maximum liability of COMPANY to any person, firm or corporation whatsoever arising out of or in the connection with any license, use or other employment of any Content delivered to You hereunder, whether such liability arises from any claim based on breach or repudiation of contract, warranty, tort or otherwise, shall in no case exceed the actual price paid to COMPANY by You for the Content whose license, use, or other employment gives rise to the liability. The essential purpose of this provision is to limit the potential liability of COMPANY arising out of this Agreement. The parties acknowledge that the limitations set forth in this section are integral to the amount of consideration levied in connection with the web site and any services rendered hereunder and that, were COMPANY to assume any further liability other than as set forth herein, such consideration would of necessity be set substantially higher.

 

14. INDEMNIFICATION

 

Upon a request by COMPANY, you agree to defend, indemnify, and hold COMPANY and its other affiliated companies harmless, and their employees, contractors, officers, and directors from all liabilities, claims, and expenses, including attorney’s fees, that arise from your misuse of this web site or the products purchased from this web site.

 

15. SEVERABILITY AND INTEGRATION

 

Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and COMPANY with respect to this web site and supersedes all prior or contemporaneous communications between you and COMPANY with respect to this web site. If any part of these Terms and Conditions is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

 

16. GOVERNING LAW AND JURISDICTION

 

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of South Carolina. You hereby consent to binding arbitration in the State of South Carolina to resolve any disputes arising under this Terms and Conditions.

 

15. ARBITRATION OF DISPUTES

 

The parties agree that any dispute or claim in law or equity arising between them regarding the use of this web site or these Terms and Conditions, including any dispute regarding the enforceability or applicability of this arbitration provision, shall be decided by neutral, binding arbitration conducted in Horry County, South Carolina. The arbitrator shall be a retired judge, justice, or an attorney with at least ten (10) years of legal experience relating to the subject matter of this Agreement, unless the parties mutually agree otherwise, who shall render an award in accordance with the substantive laws of South Carolina. In all other respects, the arbitration shall be conducted in accordance with the rules and procedures of the American Arbitration Association, subject to the parties being allowed limited discovery. Judgment upon the award of the arbitrator(s) may be entered in any court having jurisdiction.

 

NOTICE: BY USING THIS WEB SITE AND/OR PURCHASING PRODUCTS FROM COMPANY, YOU ARE AGREEING TO HAVE ANY DISPUTE ARISING OUT OF THE MATTERS INCLUDED IN THIS “ARBITRATION OF DISPUTES” PROVISION DECIDED BY NEUTRAL ARBITRATION AND YOU ARE GIVING UP ANY RIGHTS YOU MIGHT POSSESS TO HAVE THE DISPUTE LITIGATED IN A COURT OR JURY TRIAL. YOU ARE GIVING UP YOUR JUDICIAL RIGHTS TO DISCOVERY AND APPEAL, UNLESS THOSE RIGHTS ARE SPECIFICALLY INCLUDED IN THE “ARBITRATION OF DISPUTES” PROVISION. IF YOU REFUSE TO SUBMIT TO ARBITRATION AFTER AGREEING TO THIS PROVISION YOU MAY BE COMPELLED TO ARBITRATE ANYHOW PURSUANT TO A COURT ORDER. YOUR AGREEMENT TO THIS ARBITRATION PROVISION IS VOLUNTARY. IF YOU DO NOT WISH TO AGREE TO ARBITRATION, THEN YOU MAY NOT USE THIS WEB SITE.

 

17. CLASS ACTION WAIVER

 

ANY LEGAL ACTION OR ARBITRATION ARISING IN CONNECTION WITH THE USE OF THIS WEB SITE, THE PRODUCTS PURCHASED THROUGH THIS WEB SITE, OR THESE TERMS AND CONDITIONS MUST BE ON AN INDIVIDUAL BASIS. THIS MEANS NEITHER YOU NOR WE MAY JOIN OR CONSOLIDATE CLAIMS BY OR AGAINST OTHER CUSTOMERS, OR LITIGATE IN COURT OR ARBITRATE ANY CLAIMS AS A REPRESENTATIVE OR MEMBER OF A CLASS OR IN A PRIVATE ATTORNEY GENERAL CAPACITY.

 

18. ATTORNEYS’ FEES

 

In any dispute, action, proceeding, or arbitration regarding the use of this web site or these Terms and Conditions, including the enforcement of any arbitration provision herein, the party prevailing in such action or proceeding shall be entitled to recover, in addition to any other award of damages or other remedies, its reasonable attorneys’ and experts’ fees, costs and expenses (including, without limitation, expenses for expert witnesses and all reasonable attorneys’ fees, arbitrator fees, costs and expenses upon appeal).